Plain-English guides on group benefits, individual health insurance, and everything in between — written for business owners and individuals who just want straight answers.
PPO, HMO, or EPO — each network type has different trade-offs for cost and flexibility. Here's how to choose the right one...
Buying an individual health plan on the ACA marketplace is a multi-step process. Here's exactly what to do, in order, to make...
New employees face open enrollment without the context long-term employees have. Here's how to make sure they make informed decisions.
You don't have to wait for November open enrollment if you've had a qualifying life event. Here's what triggers a Special Enrollment...
Open enrollment is the right time to add dental, vision, life, disability, or other benefits. Here's what's worth considering and why.
COBRA lets you keep your employer plan, but at full cost. A marketplace plan may be far cheaper. Here's how to compare...
HDHPs offer lower premiums but higher deductibles. Here's how to evaluate whether one makes sense for your small business group health plan.
Turning 26 means aging off your parents' health plan. Here's what the deadline is, what your options are, and how to avoid...
Don't miss a step during open enrollment. This checklist covers everything small business owners need to do from 90 days out to...
Self-employed individuals have real options for health coverage — including marketplace subsidies and the self-employed health insurance deduction. Here's how it works.
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